re:member and Entercard
re:member black
re:member black is a Norwegian no-annual-fee credit card built for online shopping discounts and travel protection. It gives up to 20% reward discount in more than 200 online stores through re:member reward, up to 45 days interest-free credit, included travel and cancellation insurance when at least half of the trip is paid with the card, and app-based card management.
Highlights
Main benefits
- 0 kr annual fee
- Up to 20% reward discount in more than 200 online stores
- Up to 45 days interest-free credit
- Credit limit up to 150,000 kr
- Travel and cancellation insurance included when at least 50% of the trip is paid with the card
- App-based card and transaction overview
- Good fit for Norwegian online shopping
- Reward discounts available through re:member reward
- Representative effective interest rate of 29.89% based on common public card examples
- Issued by Entercard
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Resident of Norway
- Applicant must be at least 18 years old
- Regular income and repayment capacity required
- No active payment remarks
- Norwegian national identity number required
- Subject to Entercard credit assessment and approval
Checklist
Documents required
- Norwegian national identity number
- Valid identification for BankID verification
- Income and employment details
- Address and contact details
- Bank account details
- Additional documents requested during Entercard’s application review
Process
How to apply
1. Visit the re:member black Norway product page
2. Review the card benefits, reward discounts, fees, and travel insurance
3. Start the online credit card application
4. Enter your personal, income, contact, and credit details
5. Complete identity verification with BankID
6. Submit the application for Entercard’s credit assessment and activate the card after approval
Value
Reward and cashback structure
Reward rate
Up to 20% reward discount in more than 200 online stores
Up to 45 days interest-free credit
Credit limit up to 150,000 kr
Travel and cancellation insurance included when at least 50% of the trip is paid with the card
Representative effective interest rate of 29.89% based on common public card examples
Cashback
Not specified
Value is mainly provided through reward discounts in online stores instead of fixed cashback
Up to 20% reward discount in more than 200 online stores
Good fit
Pros
- No annual fee
- Strong online shopping discounts
- Discounts available in more than 200 online stores
- Included travel and cancellation insurance adds value
- Up to 45 days interest-free credit
- Useful for customers who shop online frequently
- App-based card overview is convenient
Watchouts
Cons
- No fixed universal cashback rate specified
- Best value depends on using partner online stores
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Interest cost can be high if the balance is not paid in full
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | re:member black | TF Bank Mastercard |
|---|---|---|
| Bank/provider | re:member and Entercard | TF Bank |
| Joining fee | 0 kr annual fee | 0 kr annual fee |
| Renewal fee | 0 kr annual fee | 0 kr annual fee |
| Best for |
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| Reward rate |
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| Cashback |
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | Not specified | Not specified |
| Annual fee waiver condition | No annual fee | No annual fee |
| Eligibility |
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| Apply link | Apply Now | Apply Now |