TF Bank
TF Bank Mastercard
TF Bank Mastercard is a no-annual-fee credit card in Norway with a large benefits programme. It offers up to 43 days interest-free credit, fee-free use worldwide, included travel insurance, mobile payments, cashback and discounts through partner offers, and selected travel deals such as cashback at Booking.com.
Highlights
Main benefits
- 0 kr annual fee
- Up to 43 days interest-free credit
- Fee-free use worldwide
- Exclusive TF Bank benefits programme included
- 4% cashback at Booking.com through the benefits programme
- Cashback campaigns and discounts at selected partners
- Travel insurance included
- Mobile payments supported
- Flexible repayment available
- Representative effective interest rate of 26.69% based on the official example of 25,000 kr over 12 months
Fees
Fees and charges
Joining fee
0 kr annual fee
Renewal fee
0 kr annual fee
Annual fee waiver
No annual fee
Who can apply
Eligibility
- Resident of Norway
- Applicant must be at least 18 years old
- Employment or regular income required
- No active payment remarks
- Subject to TF Bank credit assessment and approval
Checklist
Documents required
- Norwegian national identity number
- Valid identification for BankID verification
- Income and employment details
- Address and contact details
- Bank account details
- Additional documents requested during TF Bank’s application review
Process
How to apply
1. Visit the TF Bank Mastercard Norway product page
2. Review the credit card features, travel insurance, and benefits programme
3. Start the online credit card application
4. Enter your personal, income, employment, contact, and credit details
5. Complete identity verification with BankID
6. Submit the application for TF Bank’s credit assessment and activate the card after approval
Value
Reward and cashback structure
Reward rate
4% cashback at Booking.com through the benefits programme
Cashback campaigns and discounts at selected partners
Up to 43 days interest-free credit
Fee-free use worldwide
Representative effective interest rate of 26.69% based on the official example of 25,000 kr over 12 months
Cashback
4% cashback at Booking.com through the benefits programme
Cashback campaigns available at selected partners
Discounts and cashback are accessed through TF Bank’s benefits programme
Good fit
Pros
- No annual fee
- Useful cashback and discounts through partner offers
- Strong travel value for a free card
- Included travel insurance adds protection
- Fee-free use worldwide is helpful for travel
- Up to 43 days interest-free credit
- Mobile payment support is convenient
Watchouts
Cons
- No fixed universal cashback rate specified
- Best cashback value depends on active partner campaigns
- Lounge access is not specified
- Fuel surcharge waiver is not available
- Interest cost can be high if the balance is not paid in full
- Credit approval is required
Related
Related cards
Compare
Compare Cards
| Field | TF Bank Mastercard | Bank Norwegian Credit Card |
|---|---|---|
| Bank/provider | TF Bank | Bank Norwegian |
| Joining fee | 0 kr annual fee | 0 kr annual fee |
| Renewal fee | 0 kr annual fee | 0 kr annual fee |
| Best for |
|
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| Reward rate |
|
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| Cashback |
|
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| Lounge access | Not specified | Not specified |
| Fuel surcharge waiver | Not available | Not available |
| Welcome benefit | Not specified | Not specified |
| Annual fee waiver condition | No annual fee | No annual fee |
| Eligibility |
|
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| Apply link | Apply Now | Apply Now |