SAS EuroBonus, SEB Kort Bank AB and American Express

SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards

SAS EuroBonus Mastercard and Amex SAS EuroBonus cards are Sweden travel rewards cards for earning EuroBonus Bonus points on everyday spending. The card family includes no-fee and premium options, with benefits such as welcome bonus points, travel insurance, 2-for-1 award travel vouchers, Fly Premium on Mastercard Premium, and higher points earning for frequent SAS and SkyTeam travellers.

rewards, travel, shoppingBest for Swedish customers who want to earn SAS EuroBonus points from everyday spending Frequent SAS and SkyTeam travellers Customers who want travel rewards instead of cashback Customers who can use 2-for-1 award travel vouchers Customers who prefer choosing between Mastercard acceptance and American Express reward rates
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SAS EuroBonus Mastercard and Amex SAS EuroBonus Cards

Highlights

Main benefits

  • Earn SAS EuroBonus Bonus points on everyday purchases
  • SAS Amex Classic has 0 kr annual fee
  • SAS Amex Classic earns 10 Bonus points per 100 kr spent
  • SAS Amex Premium earns 15 Bonus points per 100 kr spent
  • SAS Amex Elite earns 20 Bonus points per 100 kr spent
  • SAS Amex Elite earns 6 Level points per 100 kr spent
  • SAS EuroBonus Mastercard earns up to 20 Bonus points per 100 kr spent
  • SAS EuroBonus Mastercard Premium earns up to 25 Bonus points per 100 kr spent
  • SAS EuroBonus Mastercard Premium includes Fly Premium access
  • SAS EuroBonus Mastercard Premium has unlimited point earning
  • SAS Amex Premium includes worldwide 2-for-1 travel after 150,000 kr annual spend
  • SAS Amex Elite includes worldwide 2-for-1 travel twice per year after 300,000 kr annual spend
  • Travel insurance is available on selected variants

Fees

Fees and charges

Joining fee

From 0 kr annual fee

Renewal fee

From 0 kr annual fee

Annual fee waiver

SAS Amex Classic has 0 kr annual fee

SAS Amex Premium costs 150 kr per month

SAS Amex Elite costs 575 kr per month

SAS EuroBonus Mastercard costs 258 kr for the first year and 515 kr per year after that

SAS EuroBonus Mastercard Premium costs 2,335 kr per year

Who can apply

Eligibility

  • Resident of Sweden
  • SAS EuroBonus membership required
  • Applicant must meet issuer age and credit requirements
  • Valid Swedish personal identity number required
  • Subject to SEB Kort Bank AB or American Express credit assessment and approval
  • Mastercard applications are available to residents of Sweden, Denmark, and Norway
  • American Express SAS EuroBonus applications are available to residents of Sweden and Norway

Checklist

Documents required

  • Swedish personal identity number
  • Valid identification for BankID verification
  • SAS EuroBonus membership number
  • Income and employment details
  • Address and contact details
  • Additional documents requested by SEB Kort Bank AB or American Express during application review

Process

How to apply

1. Visit the SAS EuroBonus payment cards Sweden page

2. Compare the Mastercard and American Express SAS EuroBonus card options

3. Choose the card variant that matches your annual spending and travel needs

4. Join SAS EuroBonus or use your existing EuroBonus membership number

5. Continue to the selected issuer application page

6. Enter your personal, income, contact, and EuroBonus details

7. Complete identity verification and issuer credit assessment

8. Activate the approved card and link it to your SAS EuroBonus account

Value

Reward and cashback structure

Reward rate

SAS Amex Classic: 10 Bonus points per 100 kr spent

SAS Amex Premium: 15 Bonus points per 100 kr spent

SAS Amex Elite: 20 Bonus points per 100 kr spent

SAS Amex Elite: 6 Level points per 100 kr spent

SAS EuroBonus Mastercard: up to 20 Bonus points per 100 kr spent

SAS EuroBonus Mastercard Premium: up to 25 Bonus points per 100 kr spent

SAS EuroBonus Mastercard Premium: Level points earned on 25% of monthly Bonus points earned

SAS Amex Classic: 2-for-1 travel within Europe after 100,000 kr annual spend

SAS Amex Premium: 2-for-1 worldwide travel after 150,000 kr annual spend

SAS Amex Elite: 2-for-1 worldwide travel twice per year after 300,000 kr annual spend

Cashback

Not available

Rewards are earned as SAS EuroBonus Bonus points and travel benefits instead of cashback

Good fit

Pros

  • Strong rewards value for SAS and SkyTeam travellers
  • Multiple card variants for different budgets
  • No-fee option available through SAS Amex Classic
  • High points earning on premium variants
  • 2-for-1 award travel vouchers can be valuable for frequent travellers
  • Mastercard options offer wider merchant acceptance than American Express
  • Premium Mastercard includes Fly Premium access
  • Travel insurance is available on selected variants

Watchouts

Cons

  • Not a cashback card
  • Best value depends on using SAS EuroBonus points for travel
  • Premium variants have high monthly or annual fees
  • American Express acceptance can be lower than Mastercard acceptance
  • 2-for-1 travel vouchers require high annual spending thresholds
  • Taxes and fees still apply on award travel
  • Credit approval is required

Apply for this card

Apply now or check the details from bank source.

Apply NowSource / Reference
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Related

Related cards

Jämför kort

Jämför kort

FieldSAS EuroBonus Mastercard and Amex SAS EuroBonus Cardsre:member flex
Bank/providerSAS EuroBonus, SEB Kort Bank AB and American Expressre:member
StartavgiftFrom 0 kr annual fee0 kr annual fee
FörnyelseavgiftFrom 0 kr annual fee0 kr annual fee
Best for
  • Swedish customers who want to earn SAS EuroBonus points from everyday spending
  • Frequent SAS and SkyTeam travellers
  • Customers who want travel rewards instead of cashback
  • Swedish customers who shop online frequently
  • Customers who want discounts at partner web stores
  • Customers who want a no-annual-fee credit card
Belöningsnivå
  • SAS Amex Classic: 10 Bonus points per 100 kr spent
  • SAS Amex Premium: 15 Bonus points per 100 kr spent
  • SAS Amex Elite: 20 Bonus points per 100 kr spent
  • SAS Amex Elite: 6 Level points per 100 kr spent
  • Discounts through re:member reward at more than 300 online stores
  • Monthly Superdealen discounts at selected partners
  • Up to 56 days interest-free credit
  • Credit limit up to 120,000 kr
Cashback
  • Not available
  • Rewards are earned as SAS EuroBonus Bonus points and travel benefits instead of cashback
  • Not specified
  • Value is mainly provided through online discounts and invoice discounts instead of a fixed cashback rate
Loungeåtkomst
  • SAS EuroBonus Mastercard Premium includes Fly Premium access with SAS Lounge access on eligible award trips
  • SAS Amex Premium lounge access depends on flying SAS Plus or SAS Business
  • Additional lounge access depends on card variant, itinerary, and EuroBonus status
Not specified
BränsletilläggsbefrielseNot availableNot available
Välkomstförmån
  • SAS Amex Premium: 10,000 Bonus points welcome bonus
  • SAS Amex Elite: 30,000 Bonus points welcome bonus
  • SAS EuroBonus Mastercard: 3,000 Bonus points welcome bonus
Not specified
Befrielse från årsavgift
  • SAS Amex Classic has 0 kr annual fee
  • SAS Amex Premium costs 150 kr per month
  • SAS Amex Elite costs 575 kr per month
No annual fee
Behörighet
  • Resident of Sweden
  • SAS EuroBonus membership required
  • Applicant must meet issuer age and credit requirements
  • Resident of Sweden
  • Applicant must be at least 20 years old
  • No payment remarks
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